Tips for Safe Internet Shopping

Updated at: May 09, 2018
Tips for Safe Internet Shopping

Follow some tips for safe internet shopping such as secure click, use of debit card, record transactions and others.

Shruti Deshmukh
Mental HealthWritten by: Shruti DeshmukhPublished at: Oct 05, 2017

The electronic age has facilitated connecting with anyone anywhere over the globe, finding information at the tip of fingers, shopping, etc. There is a tremendous rise in online shopping trend because of the convenience, variety and the ease to compare and shop!

However, with the increase in online shopping, internet thefts are also on the rise, where the electronic thieves access either your machine or get hold of the information like credit/debit card details, etc. and misuse it.

Internet shopping tips

The following article gives simple for safe online shopping.

Know your merchant

Study the merchant, from whom you are purchasing. Search for bad reviews from multiple sites. Where possible, shop only from reputed merchants.

Read policies

Privacy policy: The policy should mention the information collected by the merchant, which and how information is going to be used and/or shared, various steps followed to maintain the privacy of the shopper, etc.

Delivery and Return policies: These should provide information on returning unsatisfactory items, refund policy, contact details, etc. which are useful in-case you receive wrong/unsatisfactory item.

Check offers, charges, and details of the product

Compare the quality and the price of selected products with products from other companies/ merchants. Having knowledge of the market rates of these items helps in deciding what and where to buy from!

Secure click

Website: Ensure that the website is secure, i.e.the website should have ‘s’ in http. The payment website should be SSL site, where all the transactions are encrypted before they are sent to the merchant for further actions.

Machine: Should have various security updates to ensure that thieves cannot ‘break into’ your machine and get away with important information while you are shopping.

Use credit card

Credit card payments are generally more secure than debit cards. Also, most of the companies offer extended protection and warranties in case of thefts, using credit cards. If the intentional use of credit card by electronic thief can be proved, companies waiver off the charges completely. These warranties and securities are less for debit card transactions.

Sharing details

Only such information should be shared which is required at the time of financial transactions.Any other information like PAN Card number, etc., which is not essential for transactions, should not be shared. Internet passwords should be treated like ATM PINs.

Record transactions

This is one of the most important tips to be followed. Maintain hard copy records of all the purchases. The record should mention the date of purchase, time, quantity, price and the delivery date. This is helpful for further communication, in case the need arises. You should also maintain records of the URL of the merchant, confirmation email/message of purchase, etc.

Following these basic, easy security tips will ensure that you have a good buy and time in online shopping!

Image Source: Getty 

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